Travelling internationally with kids can be a challenging experience, but with a little bit of planning, it doesn’t have to be. No matter where you are travelling, by following the 12 easy tips listed below, your travel experience may be more enjoyable and help you have a trip your kids will always remember. 1. Consider family [...]
Getting away for some relaxing time with family or friends? You’ll want to have a great time and escape the worries and stresses of everyday life. Taking out a travel insurance policy can help you to ensure your trip runs smoothly, even in the event that something does go wrong while you’re away. There are [...]
When planning a vacation, most people focus on the activities, flights and accommodations. What happens if your trip is cancelled for unforeseeable circumstances such as an illness, injury or natural disaster? Will you be covered or receive your money back? What happens if you lose your luggage? Travel insurance answers all of these questions. What Travel [...]
It is unsurprising that after decades of hard work, many retirees have chosen to travel the world to enjoy the fruits of their labour. Senior travellers have to pay more attention to their health when traveling with a companion or with a group of friends to ensure that they are in good hands if the [...]
When you’re preparing for an exciting holiday overseas, the last thing you want to consider is what will happen if something goes wrong while you’re out of town. Unfortunately, around 20,000 Australians run into problems overseas and nearly 1,500 are hospitalised. Without a travel insurance policy in place, these situations can be financially devastating. A [...]
Australia is blessed with a variety of natural attractions. Consequently, not only do overseas visitors descend on tourist sites around country, leisure-seeking locals out to spend quality time with their families are regular fixtures there as well. However, local travellers tend to be complacent about their safety and wellbeing (“it’s my country, what could go [...]
Travelling offers excitement, fun, and the chance to do anything you want. However, it is not without challenges and risks, especially when you are exploring far-off lands. Travelling as a senior citizen can be a cause for some concern as mature travellers may be more vulnerable to aspects such as weather or food adaptation, about [...]
We can’t deny the fact that purchasing travel insurance is a fundamental aspect of travel. Ironically, there are some travellers who purchase travel insurance for the sake of doing so just to be on the safe side without studying the policy. As a result they find themselves underinsured either because of assumptions about the policy [...]
Travel insurance is a must if you’re going on holiday to protect you financially but most of us would rather that we’re never involved in a situation that requires a claim to be made. While some accidents, injuries and ill health are completely unavoidable, there are some things that you can do to stay as [...]
Just as important as knowing what items your travel insurance provider covers is knowing what your insurance provider will not cover. Once you know what is excluded from your policy’s coverage, then you can learn what you need to do in order to get it covered. In order to be sure that you are covered [...]
Individual - one person aged 18yrs or over and their dependent children travelling with them.
Two adults - two adults travelling together.
Family: covers up two adults and their dependent children. The number of children and age limits vary between insurers.
Group: covers three or more adults travelling together.
Single trip: Domestic and international policies suitable for singles, couples and group travellers taking a one off trip.
Annual multi trip: If you travel two or more times a year, consider a multi trip policy. You could make huge savings.
Winter sports: Policies designed to offer skiers and snow boarders maximum peace of mind on the slopes.
Cruise: Policies designed to keep you covered when travelling the high seas.
If you're travelling to multiple countries, choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hrs).
Some insurers have variations to this so be sure to check that your destination is covered prior to purchase.
Worldwide means anywhere in the world.
Worldwide excluding means all destinations excluding USA and Canada.
Asia often excludes Japan, so select the region above.
Single trips: Select the start and finish date of your trip. You will have cover for cancellation from the date you purchase your policy so buy your travel insurance as soon as you have booked your trip.
Annual multi trips: You are covered for a 12 month period from your selected start date.