Baggage or personal effects insurance occupies a certain area within the realm of travel insurance. It may be something to purchase, either separately or as part of a plan – or it may be unnecessary. Follow along for the basics of this insurance. Why Baggage/Personal Effects Insurance? As you might imagine, losing your baggage on [...]
Travel insurance is a must if you’re going on holiday to protect you financially but most of us would rather that we’re never involved in a situation that requires a claim to be made. While some accidents, injuries and ill health are completely unavoidable, there are some things that you can do to stay as [...]
Individual - one person aged 18yrs or over and their dependent children travelling with them.
Two adults - two adults travelling together.
Family: covers up two adults and their dependent children. The number of children and age limits vary between insurers.
Group: covers three or more adults travelling together.
Single trip: Domestic and international policies suitable for singles, couples and group travellers taking a one off trip.
Annual multi trip: If you travel two or more times a year, consider a multi trip policy. You could make huge savings.
Winter sports: Policies designed to offer skiers and snow boarders maximum peace of mind on the slopes.
Cruise: Policies designed to keep you covered when travelling the high seas.
If you're travelling to multiple countries, choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hrs).
Some insurers have variations to this so be sure to check that your destination is covered prior to purchase.
Worldwide means anywhere in the world.
Worldwide excluding means all destinations excluding USA and Canada.
Asia often excludes Japan, so select the region above.
Single trips: Select the start and finish date of your trip. You will have cover for cancellation from the date you purchase your policy so buy your travel insurance as soon as you have booked your trip.
Annual multi trips: You are covered for a 12 month period from your selected start date.