Being able to spend a vacation in a tropical country could be something that most people are dreaming of. Being able to bask under the tropical sun while lying down in the fine white sands of the tropical beaches could be a dream-come-true. However, you might find that travelling to a tropical country also offers [...]
How can you approach travel insurance to hope for the best savings? Endless tips fill the book, Internet, and this very website. Don’t be afraid; you won’t get all of them in this article. Follow along as we look at some interesting dynamics that could net you extra savings. Weigh Whether You Need Travel Insurance [...]
Baggage or personal effects insurance occupies a certain area within the realm of travel insurance. It may be something to purchase, either separately or as part of a plan – or it may be unnecessary. Follow along for the basics of this insurance. Why Baggage/Personal Effects Insurance? As you might imagine, losing your baggage on [...]
The emergence of insurance providers that operate online may leave a traveller spoiled for choice where travel insurance is concerned. For one thing, there is never a dearth of information – most online travel insurance providers display a comparison table crowded with information on every insurance product each provider offers. Although there is a wealth [...]
There are websites that provide travellers with a convenient means of searching and sorting travel insurance quotes according to the requirements stipulated. Most of the time, a person will be required to select the type of plan desired, state the cost of the trip, the destination, travelling date and duration, and the number of travellers [...]
We can’t deny the fact that purchasing travel insurance is a fundamental aspect of travel. Ironically, there are some travellers who purchase travel insurance for the sake of doing so just to be on the safe side without studying the policy. As a result they find themselves underinsured either because of assumptions about the policy [...]
When you’re figuring out whether to purchase travel insurance for a single trip or annual travel insurance, it may seem obvious: one ought to purchase single trip travel insurance if he does not often travel while those who do travel often ought to purchase annual travel insurance. After all, it would seem that you would [...]
When it comes to travel insurance, what kind of coverage can you expect to get? Policies differ depending on who you’re dealing with but here are some of the options that may be available. What Could Be Included Depending on the level of coverage included in a travel insurance policy, some of the things that [...]
You wouldn’t jet off on holiday without your spending money, but do you level the same importance to your travel health insurance? If the answer to that question is currently a resounding no, here’s why you should rethink that policy. You Can’t Afford Not To If you require hospital treatment while on holiday, the costs [...]
Individual - one person aged 18yrs or over and their dependent children travelling with them.
Two adults - two adults travelling together.
Family: covers up two adults and their dependent children. The number of children and age limits vary between insurers.
Group: covers three or more adults travelling together.
Single trip: Domestic and international policies suitable for singles, couples and group travellers taking a one off trip.
Annual multi trip: If you travel two or more times a year, consider a multi trip policy. You could make huge savings.
Winter sports: Policies designed to offer skiers and snow boarders maximum peace of mind on the slopes.
Cruise: Policies designed to keep you covered when travelling the high seas.
If you're travelling to multiple countries, choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hrs).
Some insurers have variations to this so be sure to check that your destination is covered prior to purchase.
Worldwide means anywhere in the world.
Worldwide excluding means all destinations excluding USA and Canada.
Asia often excludes Japan, so select the region above.
Single trips: Select the start and finish date of your trip. You will have cover for cancellation from the date you purchase your policy so buy your travel insurance as soon as you have booked your trip.
Annual multi trips: You are covered for a 12 month period from your selected start date.