It is a given that travel insurance is a much needed type of insurance if you are one who leaves the country or travels often. This type of insurance policy is ideal for business executives and company representatives who normally need to leave the country for business purposes. This is also recommended for jet-setters who [...]
For those looking to holiday somewhere beautiful and close to home, New Zealand is a perfect place to go. With the exchange rate currently at $1.24 NZD for every $1 AUD, your purchasing power is substantial, allowing you to live like royalty on a restricted budget. A trip to New Zealand provides safe travel, and [...]
Photo: M. Browne Looking at the areas of cruise ship travel insurance, there are some compelling reasons to purchase such insurance. However, is it necessary and right for you? Is it necessary for everyone in the group? We’ll explore some of these questions for further clarity. Scenarios Abound Looking at the basics of cruise ship [...]
When you’re figuring out whether to purchase travel insurance for a single trip or annual travel insurance, it may seem obvious: one ought to purchase single trip travel insurance if he does not often travel while those who do travel often ought to purchase annual travel insurance. After all, it would seem that you would [...]
Individual - one person aged 18yrs or over and their dependent children travelling with them.
Two adults - two adults travelling together.
Family: covers up two adults and their dependent children. The number of children and age limits vary between insurers.
Group: covers three or more adults travelling together.
Single trip: Domestic and international policies suitable for singles, couples and group travellers taking a one off trip.
Annual multi trip: If you travel two or more times a year, consider a multi trip policy. You could make huge savings.
Winter sports: Policies designed to offer skiers and snow boarders maximum peace of mind on the slopes.
Cruise: Policies designed to keep you covered when travelling the high seas.
If you're travelling to multiple countries, choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hrs).
Some insurers have variations to this so be sure to check that your destination is covered prior to purchase.
Worldwide means anywhere in the world.
Worldwide excluding means all destinations excluding USA and Canada.
Asia often excludes Japan, so select the region above.
Single trips: Select the start and finish date of your trip. You will have cover for cancellation from the date you purchase your policy so buy your travel insurance as soon as you have booked your trip.
Annual multi trips: You are covered for a 12 month period from your selected start date.