Are you headed out to see some type of event? Whether around the world or next door – to put it loosely – there are some insurance options that can present themselves. Follow along to learn about these interesting choices and what to make of them. Insurance for an Actual Event Normally, travel insurance covers [...]
When you’re setting off for a long-awaited vacation, the last thing you want to think about is what could happen if something goes wrong while you’re overseas. Each year, almost 20,000 Australians encounter some problem overseas, including 1,500 of which are hospitalised. Unfortunately, for individuals without travel insurance these situations can leave them financially devastated. [...]
Photo: M. Browne Looking at the areas of cruise ship travel insurance, there are some compelling reasons to purchase such insurance. However, is it necessary and right for you? Is it necessary for everyone in the group? We’ll explore some of these questions for further clarity. Scenarios Abound Looking at the basics of cruise ship [...]
International travel insurance is important for travellers who do not have adequate protection in their present insurance policies. While consumers may be tempted to forgo insurance in order to spend the money on more enjoyable aspects of the trip, they should consider the risks involved. According to Australian government statistics, there are more than 25,000 [...]
When planning to travel overseas, it is important to make sure that you cover yourself by obtaining travel insurance. Even the Australian government recognizes the importance and advises, “If you cannot afford travel insurance, you cannot afford to travel.” While you may feel that paying the premiums for obtaining a travel insurance policy is extraordinarily [...]
Travel insurance should be purchased right after paying for your trip. Taking chances on opting out of travel insurance purchase in order to save some money is not a wise move. With insurance companies offering competitive rates online, you can get to buy travel insurance for as little as $50 which takes care of financial [...]
Travelling overseas has become more and more common these days as people fly across continents to attend business meetings, or just to scratch that itch to see the sunrise in a different place. There are also more people travelling internationally to take advantage of education opportunities. Every trip out of the country comes with attendant [...]
Travel insurance is especially important when your journeys take you overseas. Not only can a good travel insurance policy protect you in a foreign country against illnesses no matter what the medical care system is, but also should an event like when Iceland’s volcano erupted and planes were unable to fly, the insurance would cover [...]
Individual - one person aged 18yrs or over and their dependent children travelling with them.
Two adults - two adults travelling together.
Family: covers up two adults and their dependent children. The number of children and age limits vary between insurers.
Group: covers three or more adults travelling together.
Single trip: Domestic and international policies suitable for singles, couples and group travellers taking a one off trip.
Annual multi trip: If you travel two or more times a year, consider a multi trip policy. You could make huge savings.
Winter sports: Policies designed to offer skiers and snow boarders maximum peace of mind on the slopes.
Cruise: Policies designed to keep you covered when travelling the high seas.
If you're travelling to multiple countries, choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hrs).
Some insurers have variations to this so be sure to check that your destination is covered prior to purchase.
Worldwide means anywhere in the world.
Worldwide excluding means all destinations excluding USA and Canada.
Asia often excludes Japan, so select the region above.
Single trips: Select the start and finish date of your trip. You will have cover for cancellation from the date you purchase your policy so buy your travel insurance as soon as you have booked your trip.
Annual multi trips: You are covered for a 12 month period from your selected start date.