When planning a vacation, most people focus on the activities, flights and accommodations. What happens if your trip is cancelled for unforeseeable circumstances such as an illness, injury or natural disaster? Will you be covered or receive your money back? What happens if you lose your luggage? Travel insurance answers all of these questions. What Travel [...]
Whether you’re planning to visit family far away, jetting away for a business trip, or just taking a well-deserved vacation, traveling abroad is exciting, but a little nerve-wracking. From knowing what to pack to finding your way around in a foreign country, traveling abroad comes with challenges that a jaunt in your own country simply [...]
From Montezuma’s revenge to malaria, international travel is fraught with potential pitfalls. Fortunately, there are ways to reduce your risk of health disaster when traveling abroad, and being prepared for the worst can help give you peace of mind when you travel. Preventing illness while you’re traveling internationally is often a matter of reducing your [...]
When planning to travel overseas, it is important to make sure that you cover yourself by obtaining travel insurance. Even the Australian government recognizes the importance and advises, “If you cannot afford travel insurance, you cannot afford to travel.” While you may feel that paying the premiums for obtaining a travel insurance policy is extraordinarily [...]
Individual - one person aged 18yrs or over and their dependent children travelling with them.
Two adults - two adults travelling together.
Family: covers up two adults and their dependent children. The number of children and age limits vary between insurers.
Group: covers three or more adults travelling together.
Single trip: Domestic and international policies suitable for singles, couples and group travellers taking a one off trip.
Annual multi trip: If you travel two or more times a year, consider a multi trip policy. You could make huge savings.
Winter sports: Policies designed to offer skiers and snow boarders maximum peace of mind on the slopes.
Cruise: Policies designed to keep you covered when travelling the high seas.
If you're travelling to multiple countries, choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hrs).
Some insurers have variations to this so be sure to check that your destination is covered prior to purchase.
Worldwide means anywhere in the world.
Worldwide excluding means all destinations excluding USA and Canada.
Asia often excludes Japan, so select the region above.
Single trips: Select the start and finish date of your trip. You will have cover for cancellation from the date you purchase your policy so buy your travel insurance as soon as you have booked your trip.
Annual multi trips: You are covered for a 12 month period from your selected start date.