Although everyone likes to save a penny, it’s not worth it to fool ourselves into thinking we don’t need something when the minimal cost could save us loads of hassle. That’s how it works with domestic travel insurance. Any type of insurance is just protection on a rainy day, and hopefully you’ll never have the [...]
How can you approach travel insurance to hope for the best savings? Endless tips fill the book, Internet, and this very website. Don’t be afraid; you won’t get all of them in this article. Follow along as we look at some interesting dynamics that could net you extra savings. Weigh Whether You Need Travel Insurance [...]
When you’re preparing for an exciting holiday overseas, the last thing you want to consider is what will happen if something goes wrong while you’re out of town. Unfortunately, around 20,000 Australians run into problems overseas and nearly 1,500 are hospitalised. Without a travel insurance policy in place, these situations can be financially devastating. A [...]
Most find traveling overseas to be a relaxing, positive experience. Unfortunately, even a well-planned trip can encounter issues like hospitalisation, injury or even death. Thousands of Australians each year are hospitalised or injured while overseas. For individuals without travel insurance, the event can create a long-term financial responsibility. Medical evacuations can cost upward of $60,000, [...]
Travel insurance was once a relatively new concept in the insurance world, but has and gained popularity in recent years. The key to purchasing travel insurance is to know exactly what you are getting. Travel insurance can be tricky as most people are not as familiar with it as they may be with car or [...]
Travel insurance can be a tricky decision. Some experts advise against it, yet there are others who strongly recommend it. You might be surprised how it could come into play, turning a bad travel situation into one where you don’t lose your money. Do You Need Travel Insurance? No – in many cases. Maybe you [...]
Travelling offers excitement, fun, and the chance to do anything you want. However, it is not without challenges and risks, especially when you are exploring far-off lands. Travelling as a senior citizen can be a cause for some concern as mature travellers may be more vulnerable to aspects such as weather or food adaptation, about [...]
We can’t deny the fact that purchasing travel insurance is a fundamental aspect of travel. Ironically, there are some travellers who purchase travel insurance for the sake of doing so just to be on the safe side without studying the policy. As a result they find themselves underinsured either because of assumptions about the policy [...]
Depending on where you’re travelling to, you may be able to receive medical treatment as part of Australia’s Reciprocal Health Care Agreements with certain countries. Here’s what you need to know before you travel. What Is The Reciprocal Health Care Agreement? Through Australia’s Reciprocal Health Care Agreements, Australian citizens are entitled to assistance with the [...]
Just as important as knowing what items your travel insurance provider covers is knowing what your insurance provider will not cover. Once you know what is excluded from your policy’s coverage, then you can learn what you need to do in order to get it covered. In order to be sure that you are covered [...]
Individual - one person aged 18yrs or over and their dependent children travelling with them.
Two adults - two adults travelling together.
Family: covers up two adults and their dependent children. The number of children and age limits vary between insurers.
Group: covers three or more adults travelling together.
Single trip: Domestic and international policies suitable for singles, couples and group travellers taking a one off trip.
Annual multi trip: If you travel two or more times a year, consider a multi trip policy. You could make huge savings.
Winter sports: Policies designed to offer skiers and snow boarders maximum peace of mind on the slopes.
Cruise: Policies designed to keep you covered when travelling the high seas.
If you're travelling to multiple countries, choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hrs).
Some insurers have variations to this so be sure to check that your destination is covered prior to purchase.
Worldwide means anywhere in the world.
Worldwide excluding means all destinations excluding USA and Canada.
Asia often excludes Japan, so select the region above.
Single trips: Select the start and finish date of your trip. You will have cover for cancellation from the date you purchase your policy so buy your travel insurance as soon as you have booked your trip.
Annual multi trips: You are covered for a 12 month period from your selected start date.